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Behavioral Risk Assessment |
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Please answer the following questions by identifying the choice instantly which fits closest to your everyday behavior. |
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| 1. |
When you need to take an airplane, do you arrive at the airport just in time? |
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I always arrive at the airport with plenty of time left |
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I need to rush a bit to catch my plane |
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Well calculated, not too early but no rush |
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| 2. |
Would you cross the street when the pedestrian light is red? |
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All the time |
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If a lot of people were doing it at the same time |
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Only if I were in a big rush |
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I will check to see if there were any police around |
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I will obey the rules and wait till the light is green |
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| 3. |
Have you ever quit a job without have already found another one - you quit just because you are so frustrated with it? |
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I will never quit a job without having found another one |
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Yes, I have done it; it did not take me more than a day to decide |
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I think I would need to think about it - may be tolerate for a few months first |
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I would start looking for a job and if I think the market is good, I might do it |
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| 4. |
When would you use a map? |
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Never, I will find my way |
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Never, I will rather ask a stranger |
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Sometimes, when I am lost |
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Very often, I will check the map before taking on a route which I am not familiar with |
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| 5. |
When would you go and see a doctor? |
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Whenever I do not feel well, may be a cough or flu |
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When I do not feel well, I'll try to take some off-the-shelf medicine and if the symptom did not go away after a few days, I'll go and see a doctor |
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I'll ask the drug store to recommend some medicine |
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I'll first find some medicine at home which seemingly best fits my symptom |
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I won't take any medicine until I cannot bear it anymore |
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| 6. |
Have you bought a Mark-Six or lottery ticket in the last six months? |
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I buy every round |
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I buy only if a special huge stake is available |
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I buy on impulse |
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I buy along with my friends or colleagues |
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No |
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| 7. |
Do you keep valuables at home, e.g. jewellery, stocks, certificates? |
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I keep all valuables at a bank's deposit box |
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I keep all valuables in a safe at home |
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I keep my valuables in different banks' deposit boxes |
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I keep my valuables in locked drawers at home |
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My valuables are in different unlocked places at home |
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| 8. |
What is your investment style? |
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I am a professional investor - I do thorough analyses myself |
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I accept professional advices from my investment manager |
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My friends and I share information and I use much of such information to make my investment decisions |
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I will suddenly buy/sell casually depending on how much spare money is in my bank account |
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I have no investment experience |
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| 9. |
Would you attend a party thinking that you probably do not know anyone there? |
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I just won't go |
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I will have to struggle to go; when I arrive, I will desperately look around in hope to find someone that I know and stick with that person |
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I will go but only to say hello to the host, grab some food and disappear |
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Yes, I would love to go and hope to meet new friends |
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| 10. |
Have you ever signed a contract without reading the fine prints? |
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Never, I always insist on reading through all the details before I will sign |
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Sometimes, but only for what I think are very standard contracts - e.g. bank account holder agreements, some appliance maintenance contracts, etc. |
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Actually quite often, I briefly glance through and if it looks professionally done, I will just sign it |
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Always, I just don't bother to go through any contract details |
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